I don't know of a way to test a clutch fan other than installing and testing like shown in post #5. Personally, due to having multiple clutch fan failures, I don't trust used ones, nor would I waste my time installing. After dealing with that AM Hayden, I won't waste my time with AM fan clutches anymore either. I've been running the Aisin now for over 20k miles and it's still performing well.
As to your temp gauge question, they are not always going to read the same. To get a baseline on your gauge, warm the van up and put a meat thermometer in the fill port (be careful removing the cap as it might be under pressure). The van should be running between 180° - 200° F and your van's temp gauge should read between 1/4 - 1/2 travel. Assuming you're in this range (both measurements) then this is the norm for your van (make a mental note). If however your van is running below 180°, then you may have a stuck or missing thermostat. If the temp is good but the gauge is off, you may need a new sender or perhaps a new gauge. I personally like the digital Koso gauges as they are very easy to read, accurate, and inexpensive (around $40). You can find them on Amazon. Tim